Marriage comes with a prenuptial agreement. When you sign your marriage license, you're effectively signing a government issued prenup guided by your state's Divorce Laws, and the final decision making power is given to a judge.
Couples are as unique as fingerprints. One blanket set of guidelines doesn't suit them all. Tailoring your prenuptial agreement is as important as deciding on a mortgage lender, family doctor or lawyer-you want to know you'll be protected down the road. Whether the marriage is dissolved or a spouse dies, there are numerous benefits to a personalized agreement.
Why might you consider a prenup?
Money. If you have wealth or debt, a prenup can protect both parties by outlining what is jointly owned or separate. Save money in the end by avoiding an expensive court battle.
Business. If you own a business, decide what happens to it in the wake of divorce or death. You may outline that you will retain sole ownership, or decide who the business goes to when you're gone-perhaps to a partner or child. Be sure your business carries on how you wish.
Children. Uncontrolled division or distribution of assets can leave your children from a previous marriage out in the cold. Be sure they receive the property they're entitled to, whether it's part of the finances or a special family memento. Making these decisions in advance also eases the burden on your children and help them avoid getting caught up in dramatic legal struggles.
Sacrifice. If you plan to quit your job or delay your education for the sake of your family, a prenup will ensure that in the end you will receive the compensation you deserve for the sacrifices you made to benefit your spouse and children.
POSTNUPTUAL AGREEMENT
If you did not enter into a prenuptial agreement before marriage, but you experience a significant change after becoming married such as receiving an inheritance, a significant salary change (increase or decrease) or any other life altering occurrence, a postnuptual agreement can give both parties peace of mind.
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