What Do I Do If Insurance Doesn’t Cover Car Accident Costs?

car accident We rely on insurance to be there for us in our time of need, but sometimes, that doesn’t always happen.

If you are injured by an uninsured driver, the compensation your insurance offers may be too small to cover your accident costs. If your insurance didn’t cover your costs, hiring an attorney can help you get the compensation you need.

Your Rights When Hit By An Uninsured Motorist 

The state of Missouri has clear and well-defined laws as they pertain to accidents with an uninsured motorist.

For one, you are legally required to have uninsured motorist coverage as part of your insurance. This coverage is meant to protect you or injured parties at a minimum of $25,000 per person for bodily injury and a minimum of $50,000 per accident for bodily injury.

Two very important aspects to consider when you need to claim uninsured motorist coverage:

  1. You have 24 hours to file a police report.
  2. If you are unable to contact the motorist who hit you, you need independently corroborating evidence.

Why Your Insurance May Not Fully Cover Your Costs

There can be a variety of reasons why your insurance may not cover the costs you incur from being hit by an uninsured motorist. These can range from failures to meet the stipulations required for reimbursement in your insurance policy to the insurance company enacting bad-faith acts.

Having an attorney can help maximize the amount of compensation you receive. Not only can legal aid help recover what you are owed, but it can also make navigating the legal process much less stressful. By helping you make sense of the legal field as it pertains to your accident, an attorney can offer clarity in otherwise uncertain times.

Even if your insurance fails to cover costs from a motor accident in which you had no fault, an adept attorney may be able to recover money for you from other means.

Holder Susan Slusher Can Help 

At Holder Susan Slusher LLC we know how trying it can be to fight for adequate compensation after a car accident. With more than two decades of experience, we can help you with your case. We are dedicated to helping you get the justice you deserve. Give us a call at 573-499-1700 to schedule your consultation.

6y1a8367@2x wynik

You Can’t Afford to Wait

Call now for a free case evaluation.

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