
With a proven record in both personal injury and criminal defense, the team provides the focused, knowledgeable representation needed to help you pursue the compensation you deserve.
What Workers’ Comp Covers
Workers’ Compensation is designed to protect employees who are injured while performing job-related duties. It typically applies in situations such as:
- Slipping or falling while working on-site
- Getting hurt while driving for a work-related task
- Injuries caused by repetitive motion or unsafe work conditions
Workers’ Comp usually provides coverage for medical expenses and a portion of lost wages. However, it does not compensate for pain and suffering. It also doesn’t require proving that your employer was at fault, which can make it simpler but sometimes more limited than other types of claims.
When a Personal Injury Claim Applies
A personal injury claim is filed when someone else’s negligence causes harm. This might include being hit by a distracted driver while walking across a crosswalk in Columbia, MO, or being injured on someone else’s property.
A personal injury case can allow victims to recover compensation for:
- Medical bills and rehabilitation
- Lost income and future earning potential
- Pain, emotional distress, and reduced quality of life
Unlike Workers’ Comp, a personal injury case requires proving that another person or party was responsible for the accident, but it can result in broader financial recovery.
Comparing Workers’ Comp and Personal Injury Claims
Both types of claims provide important protections, but they serve different purposes. Workers’ Comp is generally the only option for employees hurt on the job, while personal injury claims apply to accidents caused by negligence outside of work. In some cases, both may apply—for example, if a delivery driver is struck by another driver while making a work delivery.
If you are unsure which path to take, a skilled attorney can evaluate your situation, determine eligibility for one or both claims, and guide you toward the best outcome.
Legal Support for Injured Victims in Columbia, MO
If you were hurt in a pedestrian or work-related accident in Columbia, MO, the right legal support can make all the difference in your recovery. Every moment matters when protecting your rights and securing fair compensation.
Contact Holder Susan Slusher, LLC at 573-499-1700 today to schedule a consultation. Connect with a trusted attorney who will help you pursue justice and regain control of your future.